
Insurance Discounts
Unlock exclusive DriveClub discounts on auto insurance rates from dozens of companies.
Get started →120+
Insurance providers
Up to $1,100
Your savings per year
Real savings from trusted insurance providers
DriveClub members get exclusive access to significant discounts on auto insurance from dozens of insurance companies. Compare quotes and policies to save as much as $1,100 annually depending on the provider and policy you choose.

By the numbers
Understand your insurance costs
Drivers in the most expensive states stand to save the most through DriveClub member pricing. Bars show standard rates vs. the estimated DriveClub discounted rate.
How it works
Insurance discounts in 3 easy steps
Get a free quote
Shop around by comparing quotes from multiple insurers.
Compare prices and coverage
Don't compare based on price alone. A policy with a lower premium may also have lower limits, higher deductibles, fewer protections, or exclusions that will matter later on.
Sign up for your new policy
Select the best offer and save up to $1,100 annually using these insurance discounts. Savings vary based on the individual carrier.
What's covered
What's covered
What you get
- ✓Access exclusive DriveClub member discounts from dozens of insurance companies
- ✓Get free insurance quotes online and compare quotes from multiple providers
- ✓Purchase auto insurance from partner companies through your DriveClub membership
- ✓Save up to $1,100 annually with your DriveClub insurance discounts
Where to use it
- ✓Log in to your DriveClub account, compare free quotes from multiple companies, and get member-exclusive auto insurance discounts, all online
- ✓Available to DriveClub Essentials, Advantage, and Elite members in all 50 states
DriveClub partners with licensed insurers. Coverage terms are set by the insurer, not by DriveClub.
What members say
I saved $340 on my renewal just by running it through DriveClub. Took 10 minutes to compare quotes and switch
My Michigan premium was brutal. DriveClub got me a $520 discount. That paid for the membership 10 times over
DriveClub Pro Plans
How can I get this benefit?
Insurance Discounts are included in all three DriveClub plans.
Essentials
Roadside relief, cash back every time you fill up, discounts at thousands of shops — all the essentials to help your family spend less and live more.
Explore plan →$4.99 / week
Core benefitsJoin Essentials →Advantage
More protection, more perks, and more ways to save on the costs that come with keeping your car clean, maintained, and ready for the road. All for a dollar a day.
Explore plan →$6.99 / week
Includes EssentialsJoin Advantage →Elite
Our most complete plan brings together everyday savings, premium maintenance support, and added protection for common vehicle expenses that can disrupt your budget.
Explore plan →$14.99 / week
Includes all 3 plansJoin Elite →Frequently asked questions
Important questions. Simple answers.
How do DriveClub insurance discounts work?
DriveClub members receive exclusive discounted rates from dozens of licensed insurance companies through DriveClub partnerships. Our members can easily compare insurance quotes and policy provisions from multiple insurers through the DriveClub platform in order to optimize their coverage and reduce their costs.
Do I have to switch insurance companies?
Not at all. For example, you can request a quote from your existing insurance carrier using the DriveClub Insurance Discounts benefit. That said, comparing across multiple carriers often reveals additional savings, so it's worth running the full comparison.
How much can I realistically save on insurance?
With the Insurance Discounts benefit, DriveClub members can save as much as $1,100 a year, with actual savings varying based on the individual carrier as well as your driver profile, vehicle, location, and related factors.
Does my driving history affect the discount?
Your driving record will be factored into your premium as it normally would be. However, DriveClub will still surface the best available member rate for your specific profile across all partner carriers.
Can I use the insurance discount if I have an accident on my record?
Yes. Our partner carriers work with a wide range of driver profiles, including drivers with prior accidents or violations. The discount still applies, and you'll see it reflected in your quoted rates.
How often can I use the insurance discount?
You can compare insurance quotes and apply the member discount at every renewal period, which might typically mean every 6 months or every 12 months, depending on your policy. Basically, though, you can use this benefit to find savings on auto insurance as often as you like.
Which DriveClub plans include the Insurance Discounts benefit?
The Insurance Discounts benefit is included in all three DriveClub membership plans, starting with Essentials ($4.99/week) and also including Advantage ($6.99/week) and Elite ($14.99/week).
Related to this benefit
Other ways DriveClub keeps you moving & saving

Auto Theft Reward Program
Motivate the public with a $5,000 reward for information that leads to an arrest.
Learn more
Identity Theft Coverage
Get alerts about suspicious activity and receive needed support if personal information is stolen or misused.
Learn more
Ambulance Coverage
An ambulance ride can cost over $1,200. Get full or partial reimbursement as a DriveClub member.
Learn more
Cash Back on Gas
Limit pain at the pump and get monthly cash back on gas. Up to 40 cents per gallon.
Learn more