Identity Theft Coverage
Get alerts about suspicious activity and receive needed support if personal information is stolen or misused.
Get started →$1,100
Average recovery cost
200 hrs
Average time to resolve
Based on FTC and Javelin Strategy & Research data on identity theft recovery costs and time. Actual experience varies.
In a digital world, the risks are increasing
Our Identity Theft Coverage could save you time, stress, and significant losses due to identity theft and related fraud. Get monitoring for your cards, accounts, and SSN — plus personalized help if you become a victim.
By the numbers
How it works
Identity theft coverage in 3 easy steps
Get assigned help
In the event of identity fraud, you'll be assigned a dedicated FCRA-trained caseworker who will work with you to restore your identity — helping you to mitigate risks and saving you time, stress, and potentially significant financial losses.
Secure your data
This benefit monitors your Social Security Number (SSN), credit and debit cards, and bank account info online — surveying sites, chats, and channels where criminals trade in stolen data.
Continued monitoring
If suspicious activity is detected, you're alerted — so you can act fast to secure accounts, cards, and compromised data.
What's covered
What's covered
What you get
- ✓This benefit provides monitoring for your Social Security Number (SSN), up to 10 credit and debit cards, and up to 10 bank accounts — surveying underground chat rooms, websites, and blogs where identity thieves sell and swap stolen data
- ✓If suspicious activity is detected, you’re alerted, enabling you to act quickly to secure bank accounts, payment cards, and compromised data
- ✓A resolution service provides unlimited access to personalized assistance in the event you become an identity fraud victim
- ✓A lost or stolen wallet service helps you cancel and replace lost or stolen credit cards, allowing you to pre-register and store an unlimited number of cards in a secure location
- ✓In the event of identity fraud, you'll be assigned a dedicated FCRA-trained caseworker who will work with you to help restore your identity
Where to use it
- ✓This benefit is available to DriveClub Essentials, Advantage, and Elite members in all 50 states
- ✓DriveClub members with further questions about this benefit can log in to their DriveClub member account and call the 24/7 toll-free hotline provided there
What members say
Someone opened three credit cards in my name. DriveClub's specialist stayed with me through every dispute letter and call. I could not have navigated that alone.
My SSN was in a data breach. DriveClub connected me with a specialist the same day I called. They handled most of the legwork.
DriveClub Pro Plans
How can I get this benefit?
Identity Theft Coverage is included in all three DriveClub plans.
Essentials
Roadside relief, cash back every time you fill up, discounts at thousands of shops — all the essentials to help your family spend less and live more.
Explore plan →$4.99 / week
Core benefitsJoin Essentials →
Advantage
More protection, more perks, and more ways to save on the costs that come with keeping your car clean, maintained, and ready for the road. All for a dollar a day.
Explore plan →$6.99 / week
Includes EssentialsJoin Advantage →
Elite
Our most complete plan brings together everyday savings, premium maintenance support, and added protection for common vehicle expenses that can disrupt your budget.
Explore plan →$14.99 / week
Includes all 3 plansJoin Elite →Frequently asked questions
Important questions. Simple answers.
What does DriveClub's Identity Theft Coverage benefit include?
DriveClub's Identity Theft Coverage benefit gives you access to monitoring for your Social Security Number (SSN), up to 10 credit and debit cards, and up to 10 bank accounts in underground chat rooms, websites, and blogs where identity thieves sell and trade stolen data. If your information is discovered, you'll receive an alert. In the event you become a victim of identity fraud, you'll also have access to a resolution service providing personalized assistance, where a dedicated caseworker will work with you to help restore your identity.
Does DriveClub monitor my credit as part of this benefit?
The Identity Theft Coverage benefit includes monitoring for signs that your identity and financial information is being sold, traded, or shared. It also includes identity theft resolution and restoration support in the event that identity theft and related fraud is discovered. Credit monitoring is a distinct service that is not included in this benefit.
What qualifies as identity theft?
Identity theft is the unauthorized use of your personal information — such as your Social Security number, name, or financial account details — to open accounts, file taxes, obtain credit, or commit fraud in your name.
How quickly can I reach an identity theft specialist?
The identity restoration hotline is available 24/7. Just log in to your DriveClub account to find the toll-free hotline number.
What if my identity was stolen before I joined DriveClub?
Coverage applies to identity theft incidents discovered or reported after your membership begins. Pre-existing incidents that were not previously known to you may qualify — for guidance, call the 24/7 toll-free hotline number.
Which DriveClub membership plan includes the Identity Theft Coverage benefit?
The Identity Theft Coverage benefit is included in all three DriveClub membership plans, starting with Essentials ($4.99/week) and also including Advantage ($6.99/week) and Elite ($14.99/week).
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