Emergency Travel Coverage

This benefit provides just-in-case coverage if you're away from home when an accident occurs. You'll receive reimbursement for emergency expenses if your covered vehicle is disabled due to an accident 100 miles or more from the primary residence you listed with us, happening as a result of a collision with another vehicle or object. City-to-city trips, long commutes, and road trips typically qualify. Short local trips do not.

The key factors are distance and disablement due to a collision. The Emergency Travel Coverage benefit applies if your covered vehicle is disabled due to an accident 100 miles or more from the primary residence you listed with us, happening as a result of a collision with another vehicle or object.

While you may well decide to call for roadside assistance in the event your vehicle is disabled in a collision, that's not required in order to use your Emergency Travel Coverage benefit.

Coverage under this benefit includes alternative transportation, meals, and lodging — such as commercially booked hotel, motel, and inn accommodations — that are not planned or normal expenses for the member's trip. To be covered, expenses must be incurred within 72 hours of the vehicle disablement or fall within the member's $1,000 coverage limit, whichever is reached first.

No, lodging, meals, and alternative transportation are all covered within the same timeline and expense limits. To be covered, expenses must be incurred within 72 hours of the vehicle disablement or fall within the member's $1,000 coverage limit, whichever is reached first. Any expense that falls outside these limits will be the responsibility of the member.

This benefit does not cover emergency expenses outside the timeline and expense limits specified. To be covered, expenses must be incurred within 72 hours of the vehicle disablement or up to the member's $1,000 coverage limit, whichever is reached first. Any expense that falls outside these limits will be the responsibility of the member.

The Emergency Travel Coverage benefit is included in all three DriveClub membership plans, starting with Essentials ($4.99/week) and also including Advantage ($6.99/week) and Elite ($14.99/week).